Skip to main content

Securent provides comprehensive risk management solutions, including Loan Defect Insurance (LDI) and Mortgage Application Fraud Insurance that protect mortgage lenders, investors, RMBS issuers, warehouse lenders, and other mortgage market participants from liabilities and losses associated with errors, omissions, or fraud introduced in the manufacturing process.

 

Contact Us

about-section

The Securent loan insurance program process:

Step One

Participants provide samples of the loans to be insured

Loans are run through our proprietary hazard identification and estimated loan diligence model and receive a pricing indication

Step Two

Securent (through partnerships with SitusAMC and other approved third-parties) reviews 100% of the loans based on risk characteristics for insurance recommendation

Step Three

Data and review findings are checked for accuracy

Portable loans certificate issued at the appropriate risk-based price

Step Four

Participant pays policy invoice and premium

Step Five

Loans insured subject to terms

Claims submitted as needed

Value

Value
Value

Reduce Risk

Mitigates repurchase risk and potential losses in the mortgage manufacturing process by turning unknown contingent liabilities into quantifiable known liabilities, increasing the overall value and desirability of loans / RMBS.

Expedite Timelines

Speed transaction timelines through increased seller and buyer confidence that results in faster purchases, shorter trade commitments, and reduced funding costs.

Scale Your Business

Confidently scale your business through insurance protection that supports the use of the full credit box and minimizes the risk of adding a new channel or riskier products.

Increase Profitability

Build more profitable businesses by eliminating repurchase risk and losses associated with loan defects, increasing the overall value of your loans and investments.

Reduce Risk

Expedite Timelines

Scale Your Business

Increase Profitability

Mitigates repurchase risk and potential losses in the mortgage manufacturing process by turning unknown contingent liabilities into quantifiable known liabilities, increasing the overall value and desirability of loans / RMBS.

Speed transaction timelines through increased seller and buyer confidence that results in faster purchases, shorter trade commitments, and reduced funding costs.

Confidently scale your business through insurance protection that supports the use of the full credit box and minimizes the risk of adding a new channel or riskier products.

Build more profitable businesses by eliminating repurchase risk and losses associated with loan defects, increasing the overall value of your loans and investments.

Find out more about becoming a Securent approved TPR partner.